Insurance ? who to use

Message Topic Search Topic Options Post Reply Create New Topic Printable Version Translate Topic

   just got qoutes from progressive and ski safe the latter wouldn't allow me to value replacement at 5000. go figure and wouldn't cover any accesories IE ski's boards,suits.looking for others input

I was qouted 380 from progressive and 304 from skisafe it's a 68 CC

Author	Message Topic Search Topic Options Post Reply Create New Topic Printable Version Translate Topic
FFtwentythree Members Profile Send Private Message Find Members Posts Add to Buddy List Groupie Joined: June-02-2006 Location: United States Status: Offline Points: 67	Post Options Post Reply Quote FFtwentythree Report Post Thanks(0) Quote Reply Topic: Insurance ? who to use Posted: August-02-2010 at 8:13pm
	just got qoutes from progressive and ski safe the latter wouldn't allow me to value replacement at 5000. go figure and wouldn't cover any accesories IE ski's boards,suits.looking for others input I was qouted 380 from progressive and 304 from skisafe it's a 68 CC
	1966 Correct Craft Mustang

emccallum Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: August-08-2006 Location: Clarks Hill SC Status: Offline Points: 1084	Post Options Post Reply Quote emccallum Report Post Thanks(0) Quote Reply Posted: August-02-2010 at 11:16pm
	Progressive has a pretty neat dissapearing deductible. The more years you dont have a claim they lower the deductible, then you can keep raising your deductible to get cheaper rates, essentially having a zero deductible. Make sense??? It took me a minute. I have three boats with them. No problems, but I have never had a claim.

boat dr Members Profile Send Private Message Find Members Posts Add to Buddy List Grand Poobah Joined: June-27-2004 Location: United States Status: Offline Points: 4245	Post Options Post Reply Quote boat dr Report Post Thanks(0) Quote Reply Posted: August-02-2010 at 11:27pm
	Progressive, have a recent encounter with both the adjuster and her BOSS.A little slow on wood boats tho. I had an agreed upon value policy.They cut me a check for that amount with no deductable. I have two other boats insured with them, no problemo..........Boat dr
	boat dr 1949 Dart 1964 American Skier

81nautique Members Profile Send Private Message Find Members Posts Visit Members Homepage Add to Buddy List Grand Poobah Joined: September-03-2005 Location: Big Rock, Il Status: Offline Points: 5772	Post Options Post Reply Quote 81nautique Report Post Thanks(0) Quote Reply Posted: August-02-2010 at 11:31pm
	I have Progressive also with an agreed upon value on a 30 year old boat. Rates are right there with everybody else. No claims so far but it all looks good on paper.
	You can’t change the wind but you can adjust your sails

TX Foilhead Members Profile Send Private Message Find Members Posts Add to Buddy List Grand Poobah Joined: February-01-2009 Location: Kingsland TX Status: Offline Points: 2076	Post Options Post Reply Quote TX Foilhead Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 1:57am
	I've had good luck with progressive and vehicles, don't know how they are with boats though since I've had no claims. They were much cheaper than anyone else I found, I have to carry a bunch of liability for USA Waterski events that I drag to boat to every year.

skicat2001 Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: November-24-2008 Location: Ft. Worth TX Status: Offline Points: 1950	Post Options Post Reply Quote skicat2001 Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 3:25am
	I deal with Farmers insurance. I have a great agent if you need someone. I have full coverage, runs me 125 for the year with a good deductible on the boat.
	1985 CC 2001-SOLD Lee Michael Johnson

Nautiquehunter Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: December-31-2008 Location: Lake Lanier GA Status: Offline Points: 1010	Post Options Post Reply Quote Nautiquehunter Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 9:53am
	BoatUS they only insure boats. They will do stated value and freeze insurance.

harddock Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: June-04-2008 Location: Toontown, MA Status: Offline Points: 1763	Post Options Post Reply Quote harddock Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 12:05pm
	+1 Boat US
	1998 Ski Nautique

emccallum Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: August-08-2006 Location: Clarks Hill SC Status: Offline Points: 1084	Post Options Post Reply Quote emccallum Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 1:21pm
	My progressive 12 month premium: $129 for 82SN (agreed value 6250); 95SNOB 141 (agreed value 17,000) and 2010 MC 190 prostar (agreed value 43K including trailer) is $272. The MC is for our ski club.....I dont own it!

TRBenj Members Profile Send Private Message Find Members Posts Add to Buddy List Grand Poobah Joined: June-29-2005 Location: NWCT Status: Offline Points: 21131	Post Options Post Reply Quote TRBenj Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 1:52pm
	I would be curious to know what liability limits you guys with $100 premiums have. Either theyre extremely low or Im overpaying for my insurance. I go through Global Marine (affiliated with USA Waterski), and my policies are underwritten by Ace ('90) and Progressive ('71). I have agreed upon values with both- I had to drop Ski Safe when they mandated I change to a "book value" policy a few years back... apparently my '90 was "too old". Ive never had a problem with any of the companies Ive dealt with, but Ive never had a claim.

emccallum Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: August-08-2006 Location: Clarks Hill SC Status: Offline Points: 1084	Post Options Post Reply Quote emccallum Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 2:03pm
	My liability (bodily injury, fuel spill, and property damage) is 300K, combined single limit each accident.

skicat2001 Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: November-24-2008 Location: Ft. Worth TX Status: Offline Points: 1950	Post Options Post Reply Quote skicat2001 Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 5:39pm
	My boat is agreed at a value of 7,500 and the magnum trailer for 500.00 Liabilty for injury is 100,000 for each person up to 300,000. It also has medical added to it, which gives 3,000 medical payments if needed.
	1985 CC 2001-SOLD Lee Michael Johnson

behindpropeller Members Profile Send Private Message Find Members Posts Add to Buddy List Platinum Member Joined: July-31-2006 Status: Offline Points: 1810	Post Options Post Reply Quote behindpropeller Report Post Thanks(0) Quote Reply Posted: August-03-2010 at 8:43pm
	500k liability /323 with global.


Morfoot Members Profile Send Private Message Find Members Posts Add to Buddy List Grand Poobah Joined: February-06-2004 Location: South Lanier Status: Offline Points: 5312	Post Options Post Reply Quote Morfoot Report Post Thanks(0) Quote Reply Posted: August-04-2010 at 9:43am
	Just had a talk with Progressive yesterday. My insurance had lapsed because they never recieved my check. Anyway, the policy was updated and in doing so because we've been accident free for 4 years,I now fall in the nodeductable catagory. They "maxed out" my deductable to $5000 which in turn dropped my insurance premium $100. If I wreck the boat they will replace it at no cost to me up to 9k. Pretty sweet if you ask me.
	"Morfoot; He can ski. He can wakeboard.He can cook chicken.He can create his own self-named beverage, & can also apparently fly. A man of many talents."72 Mustang "Kermit",88 SN Miss Scarlett, 99 SN "Sherman"

Insurance ? who to use

About CCF

Donate

Partners

Contact