Insurance ? who to use
Printed From: CorrectCraftFan.com
Category: General Correct Craft Discussion
Forum Name: Common Questions
Forum Discription: Visit here first for common questions regarding your Correct Craft
URL: http://www.CorrectCraftFan.com/forum/forum_posts.asp?TID=18868
Printed Date: June-18-2024 at 9:57am
Topic: Insurance ? who to use
Posted By: FFtwentythree
Subject: Insurance ? who to use
Date Posted: August-02-2010 at 8:13pm
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just got qoutes from progressive and ski safe the latter wouldn't allow me to value replacement at 5000. go figure and wouldn't cover any accesories IE ski's boards,suits.looking for others input
I was qouted 380 from progressive and 304 from skisafe it's a 68 CC ------------- 1966 Correct Craft Mustang |
Replies:
Posted By: emccallum
Date Posted: August-02-2010 at 11:16pm
| Progressive has a pretty neat dissapearing deductible. The more years you dont have a claim they lower the deductible, then you can keep raising your deductible to get cheaper rates, essentially having a zero deductible. Make sense??? It took me a minute. I have three boats with them. No problems, but I have never had a claim. |
Posted By: boat dr
Date Posted: August-02-2010 at 11:27pm
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Progressive, have a recent encounter with both the adjuster and her BOSS.A little slow on wood boats tho.
I had an agreed upon value policy.They cut me a check for that amount with no deductable. I have two other boats insured with them, no problemo..........Boat dr ------------- boat dr /diaries/details.asp?ID=4631 - 1949 Dart /diaries/details.asp?ID=1533 - 1964 American Skier |
Posted By: 81nautique
Date Posted: August-02-2010 at 11:31pm
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I have Progressive also with an agreed upon value on a 30 year old boat. Rates are right there with everybody else. No claims so far but it all looks good on paper. ------------- You can’t change the wind but you can adjust your sails |
Posted By: TX Foilhead
Date Posted: August-03-2010 at 1:57am
| I've had good luck with progressive and vehicles, don't know how they are with boats though since I've had no claims. They were much cheaper than anyone else I found, I have to carry a bunch of liability for USA Waterski events that I drag to boat to every year. |
Posted By: skicat2001
Date Posted: August-03-2010 at 3:25am
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I deal with Farmers insurance. I have a great agent if you need someone. I have full coverage, runs me 125 for the year with a good deductible on the boat. ------------- 1985 CC 2001-SOLD Lee Michael Johnson |
Posted By: Nautiquehunter
Date Posted: August-03-2010 at 9:53am
| BoatUS they only insure boats. They will do stated value and freeze insurance. |
Posted By: harddock
Date Posted: August-03-2010 at 12:05pm
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+1 Boat US ------------- http://www.correctcraftfan.com/diaries/details.asp?ID=4487" rel="nofollow - 1998 Ski Nautique |
Posted By: emccallum
Date Posted: August-03-2010 at 1:21pm
| My progressive 12 month premium: $129 for 82SN (agreed value 6250); 95SNOB 141 (agreed value 17,000) and 2010 MC 190 prostar (agreed value 43K including trailer) is $272. The MC is for our ski club.....I dont own it! |
Posted By: TRBenj
Date Posted: August-03-2010 at 1:52pm
I would be curious to know what liability limits you guys with $100 premiums have. Either theyre extremely low or Im overpaying for my insurance. 
I go through Global Marine (affiliated with USA Waterski), and my policies are underwritten by Ace ('90) and Progressive ('71). I have agreed upon values with both- I had to drop Ski Safe when they mandated I change to a "book value" policy a few years back... apparently my '90 was "too old". Ive never had a problem with any of the companies Ive dealt with, but Ive never had a claim. ------------- |
Posted By: emccallum
Date Posted: August-03-2010 at 2:03pm
| My liability (bodily injury, fuel spill, and property damage) is 300K, combined single limit each accident. |
Posted By: skicat2001
Date Posted: August-03-2010 at 5:39pm
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My boat is agreed at a value of 7,500 and the magnum trailer for 500.00 Liabilty for injury is 100,000 for each person up to 300,000. It also has medical added to it, which gives 3,000 medical payments if needed. ------------- 1985 CC 2001-SOLD Lee Michael Johnson |
Posted By: behindpropeller
Date Posted: August-03-2010 at 8:43pm
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500k liability /323 with global. ------------- |
Posted By: Morfoot
Date Posted: August-04-2010 at 9:43am
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Just had a talk with Progressive yesterday. My insurance had lapsed because they never recieved my check. Anyway, the policy was updated and in doing so because we've been accident free for 4 years,I now fall in the nodeductable catagory. They "maxed out" my deductable to $5000 which in turn dropped my insurance premium $100. If I wreck the boat they will replace it at no cost to me up to 9k. Pretty sweet if you ask me. ------------- "Morfoot; He can ski. He can wakeboard.He can cook chicken.He can create his own self-named beverage, & can also apparently fly. A man of many talents."72 Mustang "Kermit",88 SN Miss Scarlett, 99 SN "Sherman" |